Payment Policy - Lawmaritimes

Payment Policy – OneCompareInsure

Effective Date: April 24, 2025
Last Updated: April 24, 2025

Welcome to OneCompareInsure, your trusted destination for premium men’s fashion. This Payment Policy outlines how we manage payments for all purchases made through our website, ensuring that every transaction is transparent, safe, and smooth. We encourage all customers to review this policy before making a purchase.

1. Accepted Payment Methods

At OneCompareInsure, we offer a variety of payment options to accommodate your preferences and make your shopping experience convenient and secure. We currently accept:

Credit and Debit Cards – Visa, Mastercard, American Express, Discover
PayPal – Secure transactions through your PayPal balance or linked accounts
Digital Wallets – Apple Pay, Google Pay, Samsung Pay
Bank Transfers – For selected countries and high-value orders (please contact support before choosing this method)
Buy Now, Pay Later (BNPL) – Powered by our partners such as Klarna and Afterpay, allowing you to pay in flexible installments (eligibility may vary by region)

Note: Availability of payment methods may vary depending on your location and the device used.

2. Currency and Pricing

All transactions are processed in USD (United States Dollar) by default. International customers may see equivalent prices in their local currencies, depending on browser settings or payment provider services.

Prices listed on the website are inclusive of applicable taxes, but exclude shipping fees and import duties which may apply depending on the delivery destination.

3. Secure Payment Processing

Your security is our top priority. All payment information is encrypted using SSL (Secure Socket Layer) technology to ensure data protection during transmission. OneCompareInsure does not store your full card details – all sensitive payment data is handled by PCI DSS-compliant third-party payment gateways.

We partner with reputable providers such as:

Stripe
PayPal
Klarna
Authorize.Net

This ensures high-level security for every transaction made on our site.

4. Payment Confirmation & Invoicing

Once your payment is successful, you will immediately receive an order confirmation email that includes:

Order number
Billing details
Product summary
Estimated delivery times

You will also receive an electronic invoice which serves as your proof of purchase.

If you do not receive confirmation within 24 hours, please check your spam folder or contact our support team.

5. Payment Failures & Troubleshooting

If your payment is declined or fails to process:

Double-check that your card details are correct
Ensure your card has sufficient funds and is authorized for international transactions
Try an alternative payment method
Contact your bank for more details

For unresolved issues, our support team is available to assist you.

6. Fraud Prevention Measures

To protect our customers and company, we reserve the right to:

Request additional verification for suspicious transactions
Delay shipping until payment is verified
Cancel orders if fraudulent activity is detected

We work with fraud protection systems and payment providers to monitor unusual activities on our platform.

7. Chargebacks and Disputes

If you believe you have been wrongly charged or received unauthorized billing:

Please contact us first so we can investigate and resolve the issue promptly.
Unauthorized chargebacks without prior contact may result in suspension of account privileges.

8. Refunds & Cancellations

Refunds are processed according to our Return & Refund Policy (please link to your return policy). Approved refunds are issued through the original payment method and may take 5–10 business days depending on your bank or provider.

Orders can only be canceled before they are shipped. Once dispatched, cancellation is no longer possible, and our return process must be followed.